Real Estate Financing — Fast, Flexible, and No Tax Returns Required
At Bossmaker Real Estate Funding, we fund real estate investors without the red tape. Whether you’re flipping, building, or growing your rental portfolio, our programs are built for speed, flexibility, and investor success — no tax returns required for any program
Funding Programs Overview
Fix & Flip Loans
Buy, renovate, profit — with the option to hold long-term.
Key Benefits:
Up to 90% of purchase price
100% of rehab costs funded
Refinance into 30-year fixed cash-out (up to 85% LTV)
680+ FICO (from ≥20% owner)
Must have closed a deal in last 3 years (or partner who has)
Perfect for:
Experienced investors who want fast closings and the flexibility to keep or sell.
New Construction Loans
From blueprint to completion — funding made simple.
Key Benefits:
Up to 100% financing (land + build)
Residential 1–4 units only
At least one ground-up completed (or partner who has)
680+ FICO (from ≥20% owner)
Terms structured to bring projects from blueprint → stabilized property
Perfect for:
Builders and developers ready to create new opportunities in the residential market.
Single Rental Loans
Grow your portfolio and rental income without tax return headaches.
Key Benefits:
Purchase: up to 80% LTV
Cash-out refi: up to 85% LTV
No tax returns required
Residential 1–4 units
Streamlined approval for investors growing rental portfolios
Perfect for:
Investors looking to buy or refinance rental properties with a streamlined approval process.
Why Choose Us?
No tax returns required — for all programs
Minimum 680 credit score requirement
Fast, investor-focused approvals
Funding designed for active real estate professionals
What Our Clients Are Saying
Frequently Asked Questions
Do you require tax returns for approval?
No. None of our programs require tax returns. We focus on the property, your credit profile, and your experience — not your tax paperwork.
What is the minimum credit score to qualify?
You need a minimum 680 FICO from at least one owner with 20% or more ownership in your company.
What if my credit score is below 680?
It’s not a permanent “no.” You can still qualify by bringing in a co-owner or partner who owns at least 20% of your company and meets the 680+ credit requirement.
What experience do I need for a Fix & Flip loan?
You or a 20%+ co-owner must have owned or sold a property in the last 3 years.
What experience do I need for a New Construction loan?
You or a 20%+ co-owner must have at least one lifetime experience in ground-up construction.
What types of properties are eligible for the New Construction program?
Residential properties with 1–4 units only.
How much of the project costs will you finance?
* Fix & Flip: Up to 90% of the purchase price and 100% of the rehab budget.
* Single Rental Purchase: Up to 80% LTV.
* Single Rental Cash-Out Refinance: Up to 75% LTV.
What’s the maximum number of units for the Single Rental program?
Up to 4 units. Anything larger would require a different financing program.
Do you offer long-term financing?
Yes. For Fix & Flip projects you choose to keep, we can provide a 30-year fixed cash-out refinance option.
How quickly can I get funded?
If you meet all requirements and provide the necessary documents promptly, approvals can be quick — often within days, with funding soon after.
Can I apply for multiple programs at once?
Yes, as long as you meet the requirements for each program.
Contact Information
Email : [email protected]
Phone : (248) 985-9910
Address : 1209 Mountain Road PL NE Ste. 7398 Albuquerque, NM, 87110, USA
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